Suffering serious injuries often leads to a great deal of financial stress. The cost of medical treatment adds up quickly, all while you miss weeks or even months of work. In most cases, injured victims are left worrying how they can afford the necessary ongoing care for themselves or a loved one. While a monetary payout cannot heal your physical wounds, it can certainly help you afford the care you need and reduce your financial stress.
Serious personal injuries occur in a number of different ways. Some of the most common include:
- Car accidents
- Medical malpractice
- Commercial truck accidents
- Nursing home abuse/neglect
- Construction accidents
Regardless of how your injury occurred, Kentucky law allows you to recover compensation from the at-fault party through a personal injury claim.
The Powell Law Firm, PLLC helps Louisville residents pursue compensation after injuries caused by negligent parties. We can help you hold the responsible party financially liable for your medical bills, lost wages, and more. Call us today at 502-242-7000 to schedule a free case review.
How does the personal injury claims process work in Kentucky?
In order to file a claim for compensation for your financial and emotional losses, you must first identify who is liable for your injuries. From there, you will file a claim with their liability auto insurance, business liability, or homeowner’s insurance provider, depending on how your injuries occurred.
To win this type of claim, you need to show the other party acted in a negligent manner. Proving negligence in a Kentucky personal injury case requires providing evidence to show:
- The liable party had a duty to prevent you from suffering injuries
- It failed to uphold this duty, leading to an accident
- You suffered injuries in the accident
The evidence you need to prove the liable party acted negligently varies based on how your injuries occurred and the facts of your individual case. However, some common evidence in serious personal injury claims includes:
- Reports from the local police, Kentucky State Police or other personnel who responded to the scene
- Information provided by eyewitnesses in interviews or testimony
- Pictures from the scene
- Video of the incident, sometimes available from a security camera or other source
- Your medical records and other documentation of the severity of your injuries
- Testimony from expert witnesses, if necessary
What types of compensation can I recover through my claim?
Kentucky law allows you to request compensation to cover a wide variety of financial and emotional damages after a serious personal injury incident. Depending on the evidence you can provide to prove your expenses and losses, this may include:
- The cost of medical care for your injuries
- Rehabilitation, physical therapy, and other necessary therapies
- The cost of ongoing care
- Regular and necessary at-home nursing care
- Other types of home health care
- Lost wages
- Emotional and psychological damages, such as pain and suffering
- Property damage
- Out-of-pocket expenses related to the accident or injury
Kentucky law does not limit the amount of compensation you can recover, meaning there is no reason to settle for less than you deserve. But it is difficult to accurately value your claim without first reviewing your case and the effects of your injuries. And without an idea of the compensation you need to cover all current and future losses, you cannot be sure you are receiving a fair settlement offer from the insurance company. Make sure you review your case with an attorney before accepting any settlement from the insurance company.
It is important to note that once you sign a settlement agreement, you forfeit any right for further compensation related to your accident. That is why it is so important to get the money you need the first time.
Should I hire a lawyer to help with my personal injury claim?
Because of the high stakes in a serious personal injury claim, it can be difficult to negotiate a fair settlement. Insurance companies may argue that your injuries are not as severe as you claim, that they are pre-existing, or that the value of your damages is lower than you say.
Enlist the help of a qualified personal injury attorney to handle your claim. The Powell Law Firm, PLLC negotiates with insurance companies to make sure claimants receive the compensation they are due after a serious accident. We compile medical evidence, gather documentation of your lost wages and reduced earning capacity, and may work with expert witnesses who can testify about your prognosis and the effects of your injuries.
It is also important to act quickly in personal injury cases. Under Kentucky law, you have only one year from the date of your injuries to file a claim.
Call the Powell Law Firm, PLLC for Help After a Serious Personal Injury
At the Powell Law Firm, PLLC, we handle all types of serious personal injury claims. From collecting and analyzing evidence, to identify the liable parties, to negotiating a settlement on your behalf, we can take care of your personal injury claim from beginning to end. Call our office at 502-242-7000 to schedule a free, no-obligation consultation today.